First and foremost...Merry Christmas and a very Joyous New Year. The year has certainly seemed to fly by, but how blessed we feel to be able to do what we do and have so much fun. From my family to yours...Enjoy your time together and we appreciate you!
The Livin The Dream Team radio show did a recent program on looking back on 2008. It shed a lot of light on how much has gone on over the past year. First of all this came to me as I was running. That all by itself is kind of funny. But I was thinking about how great the year has been. I know it has been a struggle, I hear your phone calls. I also get lots of calls from people who are thankful for having so many safe investments and not losing money. O.K. we have to stay on track….this is not the financial section but the Navin personal section. So, 2008 was a little rough in the economy, but it also has allowed so many other great things to take place. It helped me realize what really is important...Health, Family, Friends, Relationships, Exercise, Church, too many to list. In reviewing 2008 I am thankful for many areas in my life: Our first year in TN, meeting new people, getting involved in Triathlons, developing new friendships, fighting through the tough spots, hanging in there when life gets tough, helping friends/clients get through the economy, being a source for people to lean on and feel confident about there future, signing up for 1/2 marathons next year-started training already, and being blessed by such great clients!
The Navin family has developed a new mantra for 2009, be thankful for what you have, and don’t quit when it gets tough. I believe we as a people or economy have a tendency to find the easy way out, to get out of the pain quickly and quit too soon. Often quitting too soon on relationships, friends, business, and ideas. If you have a thought, idea, concept, or hobby you want to start...GO DO IT! Don’t quit on the idea, don’t let your friends or family talk you out of it, go for it! You have one chance, one life, there are no do-overs, Get After It. Feel like I could go on for a while, but not necessary. The Key is enjoy your life, enjoy your friends and family, and if you are not doing what you love, don’t quit on your dreams!
Thursday, December 18, 2008
Tuesday, November 11, 2008
What Are You Thankful For In Your Life?
Is it November already? It seems like the year just started, and I am starting to sound like my parents….”Time goes by quickly”, “Savor the Moment”, “They will be grown before you know it.” Isn’t that the truth? This year has been no exception.
I heard that the older you get the faster time goes. I wasn’t sure why, but the wise man who had mentioned it to me explained: Each year comprises a smaller percentage of the total number of years you have lived. So a smaller percentage seems to go by quicker. When you were 15 (waiting with anticipation to get your drivers license) each year was about 8% of your life, making it a long time, as you age, each year is less. That is why time flies!
Well some folks (including me) have been hoping, praying, wishing that this year will come to an end quickly. Hopefully resolving some credit crisis, government bailouts, stock market falling, recession, you name it, the list can go on. My hope and wish is it is short, my gut feeling…it may be a couple of years. That being said, this short thread is not intended to be a pep rally for what has been a very bleak few months, but rather an additional opportunity to reflect on what is important, what we have to be thankful for, and where would like to see changes in our lives.
The Navin family has plenty to be thankful for: Our family continues to thrive in business- Gina and I are actually on the brink of launching another company called Get In The Groove, which is taking Gina’s expertise and systems and providing financial planners with necessary back office support and training. Make sure you ask her about the excitement. Tracy is discussing the possibility of starting a mail order Chocolate business. She has been experimenting with various recipes, ideas, and plans, it will be interesting to see what evolves. I have been asked to mentor other agents with sales strategies, marketing, and new ideas that can benefit all of our clients. So the opportunities for future growth are very exciting. If you ever want to share any ideas, I would love to be a sounding board, it would be a lot of fun and a great pleasure to hear what you have working. We are thankful for the relationships we have developed over the past few years. Learning that the key to life may be slowing down and enjoying the journey. Can you believe I thought it was a sprint race, and what do you know it is a marathon. A marathon in which you take in the beauty, the people, the joys and the pains, the small stories, and the many moments that occur. We are thankful for health, home, happiness, food, life, love, friends, relationships, Church, God, the opportunity to serve, and personal growth. (Somehow this month’s newsletter comments got a little serious). I think I am serious because these are serious times. Time to seriously look at what is important and make sure you are spending your time in the areas you want. Time to make sure you set goals that are in line with your priorities. Time to realize we are only hear a short while and we are going to be somewhere else for eternity. Time to make sure we have our priorities straight!
Seize the Day! Go Boldly towards your future! Thank someone you love! Appreciate the small stuff!
Now is the perfect time to reflect on what is important in your life, who do you appreciate? What good is going on, and how would you like next year to be different?
A wise young women gave me a quote the other day, I was trying to change everyone in the world, and she said, “Be The Change You Want To See”. Very insightful that Gina is, be the change you want to see. So with that, I vow to go to work on me, be patient, some changes may take a while! Good luck to you with your changes,
We appreciate you,
God Bless You!
I heard that the older you get the faster time goes. I wasn’t sure why, but the wise man who had mentioned it to me explained: Each year comprises a smaller percentage of the total number of years you have lived. So a smaller percentage seems to go by quicker. When you were 15 (waiting with anticipation to get your drivers license) each year was about 8% of your life, making it a long time, as you age, each year is less. That is why time flies!
Well some folks (including me) have been hoping, praying, wishing that this year will come to an end quickly. Hopefully resolving some credit crisis, government bailouts, stock market falling, recession, you name it, the list can go on. My hope and wish is it is short, my gut feeling…it may be a couple of years. That being said, this short thread is not intended to be a pep rally for what has been a very bleak few months, but rather an additional opportunity to reflect on what is important, what we have to be thankful for, and where would like to see changes in our lives.
The Navin family has plenty to be thankful for: Our family continues to thrive in business- Gina and I are actually on the brink of launching another company called Get In The Groove, which is taking Gina’s expertise and systems and providing financial planners with necessary back office support and training. Make sure you ask her about the excitement. Tracy is discussing the possibility of starting a mail order Chocolate business. She has been experimenting with various recipes, ideas, and plans, it will be interesting to see what evolves. I have been asked to mentor other agents with sales strategies, marketing, and new ideas that can benefit all of our clients. So the opportunities for future growth are very exciting. If you ever want to share any ideas, I would love to be a sounding board, it would be a lot of fun and a great pleasure to hear what you have working. We are thankful for the relationships we have developed over the past few years. Learning that the key to life may be slowing down and enjoying the journey. Can you believe I thought it was a sprint race, and what do you know it is a marathon. A marathon in which you take in the beauty, the people, the joys and the pains, the small stories, and the many moments that occur. We are thankful for health, home, happiness, food, life, love, friends, relationships, Church, God, the opportunity to serve, and personal growth. (Somehow this month’s newsletter comments got a little serious). I think I am serious because these are serious times. Time to seriously look at what is important and make sure you are spending your time in the areas you want. Time to make sure you set goals that are in line with your priorities. Time to realize we are only hear a short while and we are going to be somewhere else for eternity. Time to make sure we have our priorities straight!
Seize the Day! Go Boldly towards your future! Thank someone you love! Appreciate the small stuff!
Now is the perfect time to reflect on what is important in your life, who do you appreciate? What good is going on, and how would you like next year to be different?
A wise young women gave me a quote the other day, I was trying to change everyone in the world, and she said, “Be The Change You Want To See”. Very insightful that Gina is, be the change you want to see. So with that, I vow to go to work on me, be patient, some changes may take a while! Good luck to you with your changes,
We appreciate you,
God Bless You!
Wednesday, November 5, 2008
A Christmas Party Invitation If you are in the AREA
We wanted to be one of the first to say, save the date! We would love to see you, or meet you if we haven't met, feel free to join us!
Can you believe the holiday season is already here?
We Can’t!
So before everyone’s calendar gets CRAZY, we want you to hold a date and come share some holiday cheer with us.
Bring all your unwrapped gifts, an empty stomach and your friends and family!
Nick’s Pizza – Elgin
Wednesday, December 10
4:00 – 8:00 p.m.
(Pizza Around 5:30 p.m.)
We’ll have a gift wrapping table, cookies for the kids to decorate, and of course pizza!
This is an open house so come as you are anytime between 4:00 and 8:00 – we’d love to see you.
PLEASE R.S.V.P. to Gina with a Headcount!
(630) 584-2800
Can you believe the holiday season is already here?
We Can’t!
So before everyone’s calendar gets CRAZY, we want you to hold a date and come share some holiday cheer with us.
Bring all your unwrapped gifts, an empty stomach and your friends and family!
Nick’s Pizza – Elgin
Wednesday, December 10
4:00 – 8:00 p.m.
(Pizza Around 5:30 p.m.)
We’ll have a gift wrapping table, cookies for the kids to decorate, and of course pizza!
This is an open house so come as you are anytime between 4:00 and 8:00 – we’d love to see you.
PLEASE R.S.V.P. to Gina with a Headcount!
(630) 584-2800
Wednesday, October 22, 2008
Thoughts about Economy, Future, and Life
Well it certainly has been a crazy month! The markets have been a little “roller coaster” to say the least, the triathlon season is over and eating has become an old hobby, and the family is settling into the Fall Season.
In times like these I often think back to what truly is important….relationships! The markets have sent a scare through most of the country, including middle Tennessee. It is going to be this way for awhile. We will see some up/downs and probably a good rise after the election. That being said, I believe we are in for a real change in the future. Change back to our parents and grandparents days. We will keep a closer eye on our spending, the need for bigger and better will shift back to “hey, I am doing alright”, houses will become smaller, and family/friends/loved ones/ relationships will come full circle and be a focal point of our days.
This past weekend was proof of how good it can be. My brother (Matt) and his friend John came down for the weekend. We did more than our fair share of eating at some of the best Southern Cookin fine dining establishments, but we also spent some quality time on the front porch. Just sitting, talking, listening to music and relaxing. I believe we will discover over the next few months that we don’t need to spend a bunch of money to entertain ourselves; we can entertain ourselves without spending any money at all! Focus on what is really important…People. People’s feelings, their likes and dislikes, sporting teams, music, loves, faith and dreams. I just read a great quote “the richest people in the world are those who have accumulated a wealth of experiences by spending time helping another person”.
Life continues to be good in TN. I have completely fallen off the exercise, health driven life for the past month. Eating most everything I shouldn’t and not running, biking or swimming. Well, that is about to change, had enough of feeling like a sausage, and visiting with a dietician and fitness coach on Wednesday. The coach was in my triathlon swimming class, has lost 100lbs and done numerous Iron Man competitions. I will be willing to bet my diet has to change! The family is doing well too. Kailey attended her first homecoming dance this year. She went with a group as “just friends”. I know they were, but still looked and felt like dating to me. Do I seem like an overprotective father? Yea, I know! Julia is good too, she sang last week at a festival in downtown Leiper’s Fork, she had a great gift, hope she realizes it and pursues the gift! Tracy is good, and really thankful she has passed some of the hard parts of PTO. She has done a great job in rallying the troupes and is thankful for the opportunity!
I wish you all the best as Fall approaches. Take a few moments out just for you, do some front porch sittin, and be thankful for all you have. We are thankful for you and appreciate all of you!
In times like these I often think back to what truly is important….relationships! The markets have sent a scare through most of the country, including middle Tennessee. It is going to be this way for awhile. We will see some up/downs and probably a good rise after the election. That being said, I believe we are in for a real change in the future. Change back to our parents and grandparents days. We will keep a closer eye on our spending, the need for bigger and better will shift back to “hey, I am doing alright”, houses will become smaller, and family/friends/loved ones/ relationships will come full circle and be a focal point of our days.
This past weekend was proof of how good it can be. My brother (Matt) and his friend John came down for the weekend. We did more than our fair share of eating at some of the best Southern Cookin fine dining establishments, but we also spent some quality time on the front porch. Just sitting, talking, listening to music and relaxing. I believe we will discover over the next few months that we don’t need to spend a bunch of money to entertain ourselves; we can entertain ourselves without spending any money at all! Focus on what is really important…People. People’s feelings, their likes and dislikes, sporting teams, music, loves, faith and dreams. I just read a great quote “the richest people in the world are those who have accumulated a wealth of experiences by spending time helping another person”.
Life continues to be good in TN. I have completely fallen off the exercise, health driven life for the past month. Eating most everything I shouldn’t and not running, biking or swimming. Well, that is about to change, had enough of feeling like a sausage, and visiting with a dietician and fitness coach on Wednesday. The coach was in my triathlon swimming class, has lost 100lbs and done numerous Iron Man competitions. I will be willing to bet my diet has to change! The family is doing well too. Kailey attended her first homecoming dance this year. She went with a group as “just friends”. I know they were, but still looked and felt like dating to me. Do I seem like an overprotective father? Yea, I know! Julia is good too, she sang last week at a festival in downtown Leiper’s Fork, she had a great gift, hope she realizes it and pursues the gift! Tracy is good, and really thankful she has passed some of the hard parts of PTO. She has done a great job in rallying the troupes and is thankful for the opportunity!
I wish you all the best as Fall approaches. Take a few moments out just for you, do some front porch sittin, and be thankful for all you have. We are thankful for you and appreciate all of you!
Thursday, October 9, 2008
So How do WE take ACTION?
I have been thinking a lot lately about the economy and the markets. People will come up to me and ask "Is your phone ringing off the hook"? "Are your clients extremely worried about the market"? My response to both is NO.
When you have a strategy and you stick to your plan, there isn't a great deal of need to overreact. If you don't have a plan or strategy, then there could be some issues. This doesn't mean that folks are content with the way the economy, government, or future looks and are walking blindly. There is time to take action and make changes to your plans...I AGREE. My Question (and somewhat answer) today is
WHAT CAUSES PEOPLE TO NOT TAKE ANY ACTION ON THEIR FUTURE?
We are in the middle of a pretty scary time, the signs are all around us. WE have the government stepping in on a $700 billion bailout, AIG, WAMU, Freddie Mac and Fannie Mae needing assistance, the rest of the world slipping as well, and we are not sure where to turn. Is fear that overriding?
It is my belief that we are in the middle of the greatest economic opportunity ever. The chances we will have to better our lives is more evident in down economies than is rising ones. We seek out new ways to invest money, new ways to make money, turn to our friends and family for support, trust in support groups, want to be involved in our communities, and look to the Higher Power, God or Yahweh (whatever your belief)to carry us through. WE need those support groups and definitely need our Higher Power, but don't use that as a crutch to make yourself feel better. Use the support as a resource to believe in yourself and take action!!
Now is the time to move forward
Now is the time to develop new financial and business muscles
Now is the time to realize YOU will succeed much faster with support
Now is the time to lean into your faith
I am excited about the future and the times that are upon us. I look forward to helping anyway I can, please share your thoughts and let others know how you can help. We feel truly blessed to have the opportunity to be of service, have the clients we do, and appreciate each and everyone of you!
When you have a strategy and you stick to your plan, there isn't a great deal of need to overreact. If you don't have a plan or strategy, then there could be some issues. This doesn't mean that folks are content with the way the economy, government, or future looks and are walking blindly. There is time to take action and make changes to your plans...I AGREE. My Question (and somewhat answer) today is
WHAT CAUSES PEOPLE TO NOT TAKE ANY ACTION ON THEIR FUTURE?
We are in the middle of a pretty scary time, the signs are all around us. WE have the government stepping in on a $700 billion bailout, AIG, WAMU, Freddie Mac and Fannie Mae needing assistance, the rest of the world slipping as well, and we are not sure where to turn. Is fear that overriding?
It is my belief that we are in the middle of the greatest economic opportunity ever. The chances we will have to better our lives is more evident in down economies than is rising ones. We seek out new ways to invest money, new ways to make money, turn to our friends and family for support, trust in support groups, want to be involved in our communities, and look to the Higher Power, God or Yahweh (whatever your belief)to carry us through. WE need those support groups and definitely need our Higher Power, but don't use that as a crutch to make yourself feel better. Use the support as a resource to believe in yourself and take action!!
Now is the time to move forward
Now is the time to develop new financial and business muscles
Now is the time to realize YOU will succeed much faster with support
Now is the time to lean into your faith
I am excited about the future and the times that are upon us. I look forward to helping anyway I can, please share your thoughts and let others know how you can help. We feel truly blessed to have the opportunity to be of service, have the clients we do, and appreciate each and everyone of you!
Tuesday, September 23, 2008
Sept. 23, 2008- How to Deal With Changing Environments
WOW.....What a week so far. It has been a little crazy to say the least.
The Government now owns a majority stake in AIG, the lending giants of Freddie Mac and Fannie Mae, and is now discussing a way to save the financial markets. Does anyone else think this is a litte crazy? I certainly do. What is the government doing getting involved in financial markets? Where does it end? Why aren't they helping you and me...the small guys?
Well at the sake of not venting too much, I want to share a few thoughts with you:
1. If you are wondering what is going to happen in the future you are not alone. Now is the time to make sure your planning is set for tax efficiency for sure. THE GOOD NEWS is we have only had 2 phone calls. My clients are diversified with the bulk of their money in safe investments. Safe investments will probably be the way to go in the near future.
2. Tax efficiency is going to be one key component going forward. The government is greatly underfunded as it is, now they are going to bail out banks. Hasn't this happened once before? (savings and loan). They are proposing similiar scenarios for our current environment. The impact on the average tax payer is projected to be somewhere around $20,000.
3. There will be great opportunities in the future. Yes, it sounds bleak, but there are more millionaires made in a down market that a good economy. One of which is owning your own business. One place to seek out your own business with a small start up costs is a direct selling company. One I like is Mona Vie.
Log onto www.thegreatproduct.com/johnnavin to see if you have any interest.
Another link to view is one describing this great product http://thejuicefacts.com/facts.html.
There are many good opportunities out there. IF you have a good suggestions please post your thoughts here.
THE QUESTION: How long do you think the economy is going to struggle??
Please share your thoughts!
The Government now owns a majority stake in AIG, the lending giants of Freddie Mac and Fannie Mae, and is now discussing a way to save the financial markets. Does anyone else think this is a litte crazy? I certainly do. What is the government doing getting involved in financial markets? Where does it end? Why aren't they helping you and me...the small guys?
Well at the sake of not venting too much, I want to share a few thoughts with you:
1. If you are wondering what is going to happen in the future you are not alone. Now is the time to make sure your planning is set for tax efficiency for sure. THE GOOD NEWS is we have only had 2 phone calls. My clients are diversified with the bulk of their money in safe investments. Safe investments will probably be the way to go in the near future.
2. Tax efficiency is going to be one key component going forward. The government is greatly underfunded as it is, now they are going to bail out banks. Hasn't this happened once before? (savings and loan). They are proposing similiar scenarios for our current environment. The impact on the average tax payer is projected to be somewhere around $20,000.
3. There will be great opportunities in the future. Yes, it sounds bleak, but there are more millionaires made in a down market that a good economy. One of which is owning your own business. One place to seek out your own business with a small start up costs is a direct selling company. One I like is Mona Vie.
Log onto www.thegreatproduct.com/johnnavin to see if you have any interest.
Another link to view is one describing this great product http://thejuicefacts.com/facts.html.
There are many good opportunities out there. IF you have a good suggestions please post your thoughts here.
THE QUESTION: How long do you think the economy is going to struggle??
Please share your thoughts!
Thursday, September 11, 2008
A Business Opportunity----ONE everyone could benefit from
What If It Were Really True?
Mona Vie Opportunity Tasting Coming Your Way!!
www.thegreatproduct.com/johnnavin
I would love for you to join me at this great opportunity. People have asked "Why in the World Would YOU Do this"?
AS Mentioned before---If it is something that would benefit people I know and care about, I am all in. I believe firmly it helping people reach their goals, maintain their health, and better there lives any way they can!
If it works for you great, if not you are out an hour of your life. What if it really were true? How would you respond then?
WHEN: Wednesday, September 17th
Thursday, September 18th
WHERE: Courtyard by Marriot
700 Courtyard Dr
St. Charles, IL 60174
6:30PM Sharp!!!!!!
Vogue magazine calls Acai juice "The Next Big Workout Cocktail"
The Oprah Winfrey show lists the Acai as the world's #1 super food for age defying beauty. "This little berry is one of the most Nutritious & powerful foods in the world."
Allow us to introduce Mona Vie, a potent fruit juice blend of 19 fruits with its main ingredient the Acai berry, named the #1 anti-aging super foods in the world by
Dr. Nicholas Perricone on Oprah Winfrey
Come and hear why this product is taking the nutritional market by storm!
Please join us for an informational meeting about one of the fastest growing companies in AMERICA today--Mona Vie.
The company has the product to help get or keep you on the fast track for good health, a potential to earn money and increase your income, and an opportunity to help other people.
SPEAKERS: Scott and Melissa Reeves, John Navin
RSVP: 630-584-2800
Read more at www.thegreatproduct.com/johnnavin
Looking forward to seeing you there!
Yours in good health,
John Navin
Mona Vie Opportunity Tasting Coming Your Way!!
www.thegreatproduct.com/johnnavin
I would love for you to join me at this great opportunity. People have asked "Why in the World Would YOU Do this"?
AS Mentioned before---If it is something that would benefit people I know and care about, I am all in. I believe firmly it helping people reach their goals, maintain their health, and better there lives any way they can!
If it works for you great, if not you are out an hour of your life. What if it really were true? How would you respond then?
WHEN: Wednesday, September 17th
Thursday, September 18th
WHERE: Courtyard by Marriot
700 Courtyard Dr
St. Charles, IL 60174
6:30PM Sharp!!!!!!
Vogue magazine calls Acai juice "The Next Big Workout Cocktail"
The Oprah Winfrey show lists the Acai as the world's #1 super food for age defying beauty. "This little berry is one of the most Nutritious & powerful foods in the world."
Allow us to introduce Mona Vie, a potent fruit juice blend of 19 fruits with its main ingredient the Acai berry, named the #1 anti-aging super foods in the world by
Dr. Nicholas Perricone on Oprah Winfrey
Come and hear why this product is taking the nutritional market by storm!
Please join us for an informational meeting about one of the fastest growing companies in AMERICA today--Mona Vie.
The company has the product to help get or keep you on the fast track for good health, a potential to earn money and increase your income, and an opportunity to help other people.
SPEAKERS: Scott and Melissa Reeves, John Navin
RSVP: 630-584-2800
Read more at www.thegreatproduct.com/johnnavin
Looking forward to seeing you there!
Yours in good health,
John Navin
Wednesday, September 3, 2008
Does Paying Attention REALLY Matter?
YOU BET IT DOES.....here is why. I got this clip as part of a newsletter from one of the groups I used to work with...Read on!
The growth in bank loans has turned negative to a halt since March. The overall debt burden in the US economy is currently at record levels, raising concerns that a recession, if it occurs, could set off a sharp downward spiral. Household debt is now 131% of disposable income, compared with 93% at the top of the dot com bubble, 79% in the property boom of the late 1980’s, and 62% at the end of the 1970’s.” Shrinking money supply has historically been very bad for the economy. This is surprising information with our real negative interest rate.
In another piece of interesting “news”, Reuters reported that the Federal Deposit Insurance Corp (FDIC) might have to borrow money from the Treasury Department due to bank failures. The last time the FDIC had borrowed funds from the Treasury was at nearly the tail end of the savings and loan crisis in the early 1990’s. For those of you who do not feel that inflation is the greatest tax we pay when the treasury does not have the money from tax dollars to give the FDIC, the fed will create money out of nothing, decreasing our purchasing power and increasing inflation.
Time for a Review? Make sure you are doing the best you can with your finances.
The growth in bank loans has turned negative to a halt since March. The overall debt burden in the US economy is currently at record levels, raising concerns that a recession, if it occurs, could set off a sharp downward spiral. Household debt is now 131% of disposable income, compared with 93% at the top of the dot com bubble, 79% in the property boom of the late 1980’s, and 62% at the end of the 1970’s.” Shrinking money supply has historically been very bad for the economy. This is surprising information with our real negative interest rate.
In another piece of interesting “news”, Reuters reported that the Federal Deposit Insurance Corp (FDIC) might have to borrow money from the Treasury Department due to bank failures. The last time the FDIC had borrowed funds from the Treasury was at nearly the tail end of the savings and loan crisis in the early 1990’s. For those of you who do not feel that inflation is the greatest tax we pay when the treasury does not have the money from tax dollars to give the FDIC, the fed will create money out of nothing, decreasing our purchasing power and increasing inflation.
Time for a Review? Make sure you are doing the best you can with your finances.
Tuesday, August 12, 2008
Taking Action on Opportunities...When is enough INFORMATION enough to make Decision?
Making “big” Decisions can sometimes be difficult. WE discussed this recently on the Livin The Dream Radio show, www.mydreambiz.net. A few key steps came from that discussion:
1. First of all, Determine what you want to achieve. What is the ideal outcome?
2. There is an abundance of information available today, don’t become too bogged down!
3. Cover the RISKS. If it is a situation that can be covered with insurance...Get it. This will
free your mind as well.
4. Seek out the advice of a trusted advisor to share your idea with. Preferably a person in the field you are seeking expertise. Don’t ask a mechanic financial or love questions, ask the mechanic about your car, mower, boat, etc.
Have Faith. Everything happens for a reason. God is in control, let the Power of the Universe lead You!
What are the Key Issues that bog you down when making a decision??
Please let us know your thoughts.
Have a great day,
John
1. First of all, Determine what you want to achieve. What is the ideal outcome?
2. There is an abundance of information available today, don’t become too bogged down!
3. Cover the RISKS. If it is a situation that can be covered with insurance...Get it. This will
free your mind as well.
4. Seek out the advice of a trusted advisor to share your idea with. Preferably a person in the field you are seeking expertise. Don’t ask a mechanic financial or love questions, ask the mechanic about your car, mower, boat, etc.
Have Faith. Everything happens for a reason. God is in control, let the Power of the Universe lead You!
What are the Key Issues that bog you down when making a decision??
Please let us know your thoughts.
Have a great day,
John
Monday, July 14, 2008
Navin Family / Financial Designs Updates 7/08
Navin’s “Gossip” Notes
The Navin Family is doing well, energized by the pig roast, and happy to have all members back in the United States.
Lets begin with the worldwide travelers—Tracy and Julia. They had a great time traveling Italy, Greece and Paris. Their favorite had to be parts of Italy and Greece. The history and sights were just phenomenal. Enjoying the city of Rome (they actually were there and saw the Pope and President Bush), lots of laughs, good pictures, but also lots of garbage. Tracy (being a bit of a “germ-a-phobe”) said there was one stop where she would not get off the bus, too much trash piled high in the street. I guess the mafia controls the trash pick up and there was some issue between them and the government. Anyhow, it was all good besides that.
They really enjoyed the outskirts of Rome and Greece. Great people, enjoying life and their food. Tracy and Julia even jumped off a cliff into the Mediterranean Sea (that’s her to the left)! Paris was good, but after being gone 14 days they found it busy, noisy and missed the United States. We are definitely glad to have them home!
WHILE they were out, Kailey and I enjoyed some great time together. The first week Kailey was involved in a camp in Leipers Fork called Kids On Stage. A great week in which they interact with musicians, song writers, artists, computer graphics, etc. They actually wrote songs with song writers who produced some extremely popular songs. At the end of the week they (all the kids in the camp, 200) put on a concert. They run the lights, sound, set up, music, and the performance. They actually sang the songs they worked on all week. Amazing the talent of these kids, their hard work and dedication produced a great evening!
The second week Kailey and I spent 4-5 days in Sanibel Island, FL. Great for both of us to get away. We rented bikes, walked the beach, rented a scooter, ate lots of ice cream and laid on the beach. It was some great Dad and Daughter time. I am thankful to be a part of her life!
THE PIG ROAST……What an enjoyable afternoon! We feel truly blessed and are certainly grateful for so many wonderful clients!! The event contained fun events—many played miniature golf in which the competition was fierce. Where I didn’t think there would much competition, but definitely was, was in the bib decorating contest. We had some really creative and artistic entries in the event!! Some of the winners were The Neuman family…from Estelle down to the grandkids, all have tremendous artistic talent! Then there is the infamous (famous to those who know and love him) Bob Howicz who decorated a great bib with Green Dollar Signs all over it, had to recognize that talent!
The kids also joined in with coloring, decorating, and water gun fights. The pig arrived, what a sight to see - 130 lbs. roasting in a long spit. The taste was truly amazing. Thank you also to the wonderful chefs we have in our presence…many compliments on all the great food!! Once again thank you to you! WE appreciate you, and the opportunity to help you reach your dreams. We are looking forward to our Fall/Winter event.
Please let us know if we can help in any way! WE appreciate you, your referrals, and your energy!
Bob Howicz to the left
Bib Contest to the right
P.S. If you have a moment this week drop Gina a note, email, phone call. Her 30th birthday is July 27! I appreciate all she does and I’m sure you do too!!
Gina’s Notes
Well, I was given specific instructions not to change the P.S. listed above so the “cat’s out of the bag!” At the end of the month I turn 30 and to celebrate appropriately, I will be headed to Vegas! So many of you have told me that 30 was your best year so I should embrace it – this sounds great but are you telling me that it’s all downhill from here – hah! Hopefully I’ll have some funny stories and pictures for the next newsletter when I return – I’m not looking for any “what happens in Vegas, stays in Vegas” stories! I will be out of the office July 24th through the 28th (and although I may be in the office on the 29th, I may be a little slow)!
On a triathlon note, I decided against my July race. After talking with a tri veteran, I learned that the race director of this month’s race isn’t so great and I wouldn’t be missing anything! Chicago’s tri is right around the corner and continues to give me GREAT motivation (which I apparently need right now). For those of you that missed the information on the air date for the Vegas race I did, it is July 26th on NBC from 2:30 to 3:30 CST. Between now and my birthday, I have a 45 mile bike ride planned with my mom in Dekalb on the 20th. She is NOT a competitive rider and I’m looking forward to just enjoying the ride and the afternoon with her. It could take us a long time to get finished but sometimes it’s the journey – not the destination – that really counts.
On a Financial Designs note, I absolutely LOVED the pig roast and the afternoon with all of you! Although the weather was predicted to be nasty, it held off beautifully and the sun actually came out at the very end. As John said above, we were thrilled with the participation in the bib contest and the mini-golf. So many of you got good golf scores (sorry Shirley about the mishap of me adding 10 points to your score)! We are looking forward to our next event and will let you know what we’re thinking as soon as we figure it out!
Have a great summer and enjoy the weather – it appears to have finally arrived in Chicagoland! As always, if you need anything, you know where to find us!
The Navin Family is doing well, energized by the pig roast, and happy to have all members back in the United States.
Lets begin with the worldwide travelers—Tracy and Julia. They had a great time traveling Italy, Greece and Paris. Their favorite had to be parts of Italy and Greece. The history and sights were just phenomenal. Enjoying the city of Rome (they actually were there and saw the Pope and President Bush), lots of laughs, good pictures, but also lots of garbage. Tracy (being a bit of a “germ-a-phobe”) said there was one stop where she would not get off the bus, too much trash piled high in the street. I guess the mafia controls the trash pick up and there was some issue between them and the government. Anyhow, it was all good besides that.
They really enjoyed the outskirts of Rome and Greece. Great people, enjoying life and their food. Tracy and Julia even jumped off a cliff into the Mediterranean Sea (that’s her to the left)! Paris was good, but after being gone 14 days they found it busy, noisy and missed the United States. We are definitely glad to have them home!
WHILE they were out, Kailey and I enjoyed some great time together. The first week Kailey was involved in a camp in Leipers Fork called Kids On Stage. A great week in which they interact with musicians, song writers, artists, computer graphics, etc. They actually wrote songs with song writers who produced some extremely popular songs. At the end of the week they (all the kids in the camp, 200) put on a concert. They run the lights, sound, set up, music, and the performance. They actually sang the songs they worked on all week. Amazing the talent of these kids, their hard work and dedication produced a great evening!
The second week Kailey and I spent 4-5 days in Sanibel Island, FL. Great for both of us to get away. We rented bikes, walked the beach, rented a scooter, ate lots of ice cream and laid on the beach. It was some great Dad and Daughter time. I am thankful to be a part of her life!
THE PIG ROAST……What an enjoyable afternoon! We feel truly blessed and are certainly grateful for so many wonderful clients!! The event contained fun events—many played miniature golf in which the competition was fierce. Where I didn’t think there would much competition, but definitely was, was in the bib decorating contest. We had some really creative and artistic entries in the event!! Some of the winners were The Neuman family…from Estelle down to the grandkids, all have tremendous artistic talent! Then there is the infamous (famous to those who know and love him) Bob Howicz who decorated a great bib with Green Dollar Signs all over it, had to recognize that talent!
The kids also joined in with coloring, decorating, and water gun fights. The pig arrived, what a sight to see - 130 lbs. roasting in a long spit. The taste was truly amazing. Thank you also to the wonderful chefs we have in our presence…many compliments on all the great food!! Once again thank you to you! WE appreciate you, and the opportunity to help you reach your dreams. We are looking forward to our Fall/Winter event.
Please let us know if we can help in any way! WE appreciate you, your referrals, and your energy!
Bob Howicz to the left
Bib Contest to the right
P.S. If you have a moment this week drop Gina a note, email, phone call. Her 30th birthday is July 27! I appreciate all she does and I’m sure you do too!!
Gina’s Notes
Well, I was given specific instructions not to change the P.S. listed above so the “cat’s out of the bag!” At the end of the month I turn 30 and to celebrate appropriately, I will be headed to Vegas! So many of you have told me that 30 was your best year so I should embrace it – this sounds great but are you telling me that it’s all downhill from here – hah! Hopefully I’ll have some funny stories and pictures for the next newsletter when I return – I’m not looking for any “what happens in Vegas, stays in Vegas” stories! I will be out of the office July 24th through the 28th (and although I may be in the office on the 29th, I may be a little slow)!
On a triathlon note, I decided against my July race. After talking with a tri veteran, I learned that the race director of this month’s race isn’t so great and I wouldn’t be missing anything! Chicago’s tri is right around the corner and continues to give me GREAT motivation (which I apparently need right now). For those of you that missed the information on the air date for the Vegas race I did, it is July 26th on NBC from 2:30 to 3:30 CST. Between now and my birthday, I have a 45 mile bike ride planned with my mom in Dekalb on the 20th. She is NOT a competitive rider and I’m looking forward to just enjoying the ride and the afternoon with her. It could take us a long time to get finished but sometimes it’s the journey – not the destination – that really counts.
On a Financial Designs note, I absolutely LOVED the pig roast and the afternoon with all of you! Although the weather was predicted to be nasty, it held off beautifully and the sun actually came out at the very end. As John said above, we were thrilled with the participation in the bib contest and the mini-golf. So many of you got good golf scores (sorry Shirley about the mishap of me adding 10 points to your score)! We are looking forward to our next event and will let you know what we’re thinking as soon as we figure it out!
Have a great summer and enjoy the weather – it appears to have finally arrived in Chicagoland! As always, if you need anything, you know where to find us!
Tuesday, March 25, 2008
The Direction of the Market???
With the recent and shocking news of the collapse of Bear Stearns, one of the largest financial institutions in the country, we are once again reminded that no matter the size of a company, everything can be lost. From a peak price of $171.52 per share in January 2007, Bear Stearns managed to lose 98.8% of its peak market value of $20.2 billion in less than 15 months – selling at $2 per share!!!
So what should we take from the news of Bear Stearns collapse?
Make sure you have a balanced approach to your portfolio! Take your age from 100, that is the portion you want into growth investements, the rest (or your age) should be in safe investments. Please log onto www.johnnavin.com with any questions or thoughts. With your risky investments, please make sure you are difversified. Don't put all your money into company stock, or the company 401k plan, spread out your risk.
Hope you all had a great Easter and look forward to our next conversation.
So what should we take from the news of Bear Stearns collapse?
Make sure you have a balanced approach to your portfolio! Take your age from 100, that is the portion you want into growth investements, the rest (or your age) should be in safe investments. Please log onto www.johnnavin.com with any questions or thoughts. With your risky investments, please make sure you are difversified. Don't put all your money into company stock, or the company 401k plan, spread out your risk.
Hope you all had a great Easter and look forward to our next conversation.
Friday, February 22, 2008
Tennessee Storms
All good here on the home front. I appreciate all your thoughts and prayers. Storms did go through, some damage done, but for the most part, life is good and we are blessed.
Does help one realize that preparation is a key to success. Having the right strategy and plan when tough times present themselves. Take time now to start planning your future. Look at obstacles that are not present now, but could be in the future. The boy scouts had it right when they said "BE PREPARED".
Log on to www.johnnavin.com for any questions or to reach us, we start your process with our Clarity Filter, helping you pave the way to a bigger and better future!
Have a great weekend!
Does help one realize that preparation is a key to success. Having the right strategy and plan when tough times present themselves. Take time now to start planning your future. Look at obstacles that are not present now, but could be in the future. The boy scouts had it right when they said "BE PREPARED".
Log on to www.johnnavin.com for any questions or to reach us, we start your process with our Clarity Filter, helping you pave the way to a bigger and better future!
Have a great weekend!
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